Private Mortgage Lending in Vancouver

Private Mortgage Lending in Vancouver

Private Mortgage Lending in VancouverPrivate Mortgage Lending in Vancouver

Banks turning you down? Need help with your mortgage process? We've got you covered! 

Our Services

Home Purchase or Refinance

Home Purchase or Refinance

Home Purchase or Refinance

We understand its getting tougher and tougher to get mortgage financing in Vancouver from traditional banks.  With the new rules and guidelines many mortgages are being turned away. However, if you have sufficient equity in your property, were here to help. 


We prefer to do loans over $50,000 but have done the odd smaller loan.  As for maximum size, $2,000,000 and sometimes we will go higher for the right deal. 


We lend up to 75% on most deals and we will lend to 80% if the client has good credit and the deal is solid. 

Our Specialty Services

Home Purchase or Refinance

Home Purchase or Refinance

  • Bad Credit Financing
  • Self-employed / Stated Income
  • No Income
  • Equity Take Out
  • Construction Loans
  • Mortgage Refinancing
  • Debt Consolidation
  • Mortgage Renewals
  • Outstanding Personal / Property Taxes
  • New to Canada

Loan Products and Programs

Home Purchase or Refinance

Loan Products and Programs

With alternative and private lenders, mortgage rates can start as low as 5.95% and go up depending upon the strength of the borrowers, the clients credit, property location and equity in the property.


Although these rates may seem high for a mortgage in today’s economic climate, private mortgages are generally only intended to be used for short periods. A typical term for a sub-prime mortgage is 6 months to 1 year. They are generally interest only payments, and are primarily used to help you rebuild your credit or get you out of a tight spot in your life.


BC Private Mortgages specializes in private mortgages on the Lower Mainland, South Vancouver Island, and major urban centers in the interior of BC.